Law Firm

Are You Struggling Financially?

Procrastination is Not a Solution

Chapter 7

Bankruptcy may . . .
  • Stop collection action immediately
  • End wage garnishment
  • Wipe out unsecured debt
  • Give you a fresh financial start

Chapter 13

Bankruptcy may . . .
  • Stop foreclosure
  • Protect your property
  • Create a manageable payment plan
  • Eliminate some unsecured debt
reinert bankruptcy law firm

Reinert & Reinert helps people get out of debt.

Serving Michigan Residents for More than 40 Years

Learn more about bankruptcy by downloading our free e-book

Bankruptcy is all we do.

We know most people who are struggling financially are good people who have fallen on hard times. Whether you’ve been knocked down by divorce, medical problems, or job loss or just made some mistakes starting out with credit, you deserve a fresh start. Contact us today to learn more about how bankruptcy can stop aggressive debt collectors in their tracks, eliminate unmanageable debt, or give you the breathing room to catch up through manageable monthly payments. The initial consultation is free and there’s no obligation.

We’ve helped more than 10,000 people take control of their finances and begin to rebuild.

We’d like to help you, too.

Get out of debt faster with our flexible process.


1. Schedule your free consultation

Schedule your free appointment to meet with your bankruptcy attorney.


2. Meeting & Discussion

You'll have an in depth and detailed discussion with the attorney on which type of bankruptcy will work best for your situation and you' ll discuss the process from start to finish.

We offer in person, phone consultation, and Zoom appointments.

3. Gather important documents

You' ll be provided with a list of items to gather to allow preparation of the bankruptcy case, including paystyubs, tax returns, bank statements, etc.


4. Credit Counseling

You'll be given information on how to complete the simple and required credit counseling. This step can be completed online or over the phone.

5. Hire Mr. Reinert to represent you

Hire the attorney to represent you and to prepare the bankruptcy which will be available for your review and signature shortly thereafter.

Bankruptcy 101

When you’re overwhelmed by debt, it can be difficult to know where to turn. Creditors and debt collectors harass you to make payments you can’t afford, invoking guilt and perhaps threatening you. Internet searches bring up too-good-to-be-true promises like “Pay pennies on the dollar!” The constant pressure makes it tough to think beyond disconnection notices and putting food on the table.

It's time to take control.

And, the first building block in your new, more solid foundation is knowledge. The best way to get detailed, accurate information about how bankruptcy might work for you is to talk to an experienced Saginaw bankruptcy lawyer, and we invite you to schedule a free consultation as soon as possible.

Chapter 7


Chapter 7 bankruptcy helps people with a lot of unsecured debt get a fresh start. Unsecured debt includes things like credit card debt, payday loans and medical bills.

Chapter 13


A Chapter 13 plan provides a way to catch up on past-due balances over time, without the threat of lawsuits, foreclosure, repossession, and other collection activity.

Request your free consultation

Ready for a better financial life? Take the first step now. We invite you to give us a call toll free at 989-799-8860, or fill out the form below.